User Engagements:

Consumers have been gradually adopting BNPL services. Feedback toward BNPL names has remained positive, with an increasing percentage of the population engaging and a decreasing percentage of users telling us they are behind on payments.

Use Cases:

The ability to manage budgets was cited as a top reason for why users have turned to BNPL services. 61.9% of respondents noted that they use BNPL services to manage cash flows.

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