This week, we’ll be launching a survey focused on credit card trends, mobile payment apps, student loans, BNPL, and other topics.
We are using a combination of traditional survey methods and we are incorporating free form fill-in text to be analyzed for signal with ChatGPT.
If you have any interest in participating, please email [email protected].
ChatGPT: I’ll provide a concise overview of the survey questions
- Age of respondent
- Gender identification
- Household income range
- Employment status
- Change in annual household income
- Possession of an emergency fund
- Ability to cover unexpected expenses
- Living paycheck to paycheck status
- Confidence in spending on essentials and non-essentials
- Race/Ethnicity
- State of residence
- Credit score range
- Challenges with credit history
- Current loans/debts
- Priority of loan types
- Credit and debit card ownership
- Frequency of different payment methods
- Average monthly card spending
- Percentage of purchases on credit cards
- Handling of credit card debt
- Changes in credit card balance
- Preferred types of credit cards
- Importance of credit card features
- Recent research into credit/debit card offerings
- Understanding of point offerings with different brands
- Primary use of selected credit cards
- Student Loan Resumption – If they have been paying or not, how their spending has changed